AI Tool Risk Directory ← All 25 tools Reviewed July 2026

Is Grammarly (free) safe for work?

Limited

Grammarly (free) can be used at work only under specific conditions. Our verdict for a typical 50–500 person company handling client or regulated data: Limited. A browser extension that reads nearly everything an employee types — on a free personal account, that stream is outside company control. The risk profile is unusual: it is not one paste, it is continuous capture of everything typed — emails, HR docs, legal drafts.

Grammarly (free) at a glance

VendorGrammarly
CategoryWriting assistant
Our tier verdictLimited — A browser extension that reads nearly everything an employee types — on a free personal account, that stream is outside company control.
Trains on your data?Depends on plan / settings. Grammarly states it does not sell user content and offers training opt-outs, but free personal accounts are governed by consumer terms the company cannot audit or enforce.
Data retentionUser content is processed and stored per Grammarly’s consumer privacy policy; retention specifics for free accounts are controlled by the individual user, not your company.
Admin controlsNone on free personal accounts.
Compliance certificationsNot publicly documented
HIPAA / BAANo BAA on free consumer accounts.

Does Grammarly (free) train on your data?

Grammarly states it does not sell user content and offers training opt-outs, but free personal accounts are governed by consumer terms the company cannot audit or enforce.

Retention: User content is processed and stored per Grammarly’s consumer privacy policy; retention specifics for free accounts are controlled by the individual user, not your company.

Is Grammarly (free) HIPAA compliant?

No BAA on free consumer accounts. As a rule: no signed Business Associate Agreement means no protected health information (PHI) — regardless of how good the vendor’s general security posture is.

Industry risk notes

Healthcare

HIPAA is the gate: No BAA on free consumer accounts. Until a BAA is confirmed in writing, treat Grammarly (free) as off-limits for anything containing PHI — patient names, appointment details, clinical notes, even "anonymized" summaries that could be re-identified.

Financial services

For SEC/FINRA-regulated firms the questions are recordkeeping and confidentiality: can communications through Grammarly (free) be captured for books-and-records requirements, and do the data terms hold up in vendor due diligence? None on free personal accounts.

Legal & professional services

The privilege question comes first: entering client-confidential facts into any third-party AI service must be evaluated as a potential disclosure. Because training/retention on Grammarly (free) depends on account type and settings, assume client matter data is off-limits unless your firm controls the account and has verified the terms.

Why the tier verdict is "generic": Limited is the right starting classification for most 50–500 person companies — but a healthcare company, a law firm, and a SaaS startup should not have identical tool lists. The $79 policy kit classifies Grammarly (free) and 24+ other tools specifically for your industry, company size, and the data your team handles.

And it goes stale: vendor data policies change quietly — a terms update can move a tool between tiers overnight. The $149/mo Monitor plan exists precisely because this page is only accurate as of July 2026.

Frequently asked questions

Is Grammarly (free) safe for work?

Grammarly (free) can be used at work only under specific conditions. Our verdict for a typical 50–500 person company handling client or regulated data: Limited. A browser extension that reads nearly everything an employee types — on a free personal account, that stream is outside company control. The risk profile is unusual: it is not one paste, it is continuous capture of everything typed — emails, HR docs, legal drafts.

Does Grammarly (free) train on your data?

Grammarly states it does not sell user content and offers training opt-outs, but free personal accounts are governed by consumer terms the company cannot audit or enforce.

Is Grammarly (free) HIPAA compliant?

No BAA on free consumer accounts. As a rule: no signed Business Associate Agreement means no protected health information (PHI) — regardless of how good the vendor’s general security posture is.

What tier should Grammarly (free) be in an AI acceptable use policy?

We classify Grammarly (free) as Limited for a typical 50–500 person company. A browser extension that reads nearly everything an employee types — on a free personal account, that stream is outside company control. Your own classification should reflect your industry, data types, and which plan/account type your company actually uses.

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